Medicaid
If you have limited income and resources, you may qualify for Medicaid—a joint federal and state program that helps with medical costs. Medicaid also offers benefits not normally covered by Medicare, like nursing home care and personal care services. Each state has different rules about eligibility and applying for Medicaid. Contact me for help working through this process.
Medicare Savings Programs
Even if you don’t qualify for Medicaid, one of these 4 Medicare Savings Programs may be able to help you pay your premiums and other Medicare costs:
- Qualified Medicare Beneficiary (QMB) Program
- Specified Low-Income Medicare Beneficiary (SLMB) Program
- Qualifying Individual (QI) Program
- Qualified Disabled and Working Individuals (QDWI) Program
Extra Help
If you qualify for Medicaid or one of the Medicare Savings Programs above, you’ll also get Extra Help paying for your prescription drugs automatically. Extra Help is a program that helps people with limited income and resources pay Medicare prescription drug costs, like premiums, deductibles, and coinsurance.
Personally I have found many clients that are eligible for these programs but have not taken advantage of them due to not knowing about them. It’s a great feeling to help people get all that they are eligible for and pay less for their medical costs.
If you’d like to know what you may be eligible for or even see if there is a different Medicare plan that would be better for you, reach out to me and we can work through that together. #bemedicareready